Why protection should be part of your financial plans to stay on track

On November 26, 2019

You may think of financial protection products as something that are separate from your overall financial plan. But they are an essential part of keeping you on track. Even the best-laid plans can go off course and many outside influences could affect your financial situation. Protection can act as a capital injection at times when […]

Financial bias: How caution could be affecting your future

On November 26, 2019

Research has highlighted how being cautious with pension investments can be as damaging as taking too much risk. In some cases, a cautious approach is appropriate. But, in others, it’ll be the result of subconscious financial bias affecting the decisions we make. Research from Cass Business School found women are more risk-averse than men. It’s […]

5 ways financial planning can help if you’re self-employed

On November 26, 2019

Millions of people in the UK are now self-employed. Whether you work for yourself or are part of an industry where contracting is commonplace, it can place pressure on your finances. You need to manage your financial situation and potentially plan for periods where you’re not earning an income. Working with a financial planner can […]

What you need to know when topping up your State Pension

On November 26, 2019

Figures show a huge surge in the number of people making voluntary National Insurance contributions to top up their State Pension record. It could help you increase your retirement income but there are some things to be aware of before you proceed. The State Pension often provides a foundation to build your retirement income on. […]

6 things to avoid when accessing your pension

On November 26, 2019

Thousands of retirees access their pension every year. However, it can still involve making many challenging decisions. How should you access your savings? What is a sustainable annual income? What can you do to minimise tax? Understanding the pitfalls to avoid when you first access your pension can help you build a retirement income that […]