When should you consider financial protection products?

On September 19, 2019

Financial protection probably isn’t something you often think about, but it should be part of your financial plan. What would happen if your income were to unexpectedly stop for a period of six months for example? Many people dismiss financial protection as something that isn’t suitable for their situation. However, if losing your main source […]

Using your savings to achieve aspirations

On September 19, 2019

What’s on your bucket list? Whether incredibly exciting experiences, exotic travel destinations or something entirely different features on your list, it’s likely finances will play some role in how achievable they are. Could your savings be used to tick a few of your aspirations off? You may have been saving with specific goals in mind […]

What is a bear market?

On September 19, 2019

The world of investing can often seem like it’s filled with jargon and confusing phrases. Among those may be ‘bear market’ and ‘bull market’. When you’re reading the financial papers of newspapers or browsing online, these terms are likely to crop up, but what do they mean? Bull markets: A bull market is typically characterised […]

Just a fifth of investors stuck to their plan during 2018 volatility

On September 19, 2019

2018 proved a difficult year for investors. Volatility meant many saw the value of their investments fluctuate and it led to the majority tinkering with their long-term financial plans amid concerns. However, it’s a step that may not be right for them and could mean lower returns over the long term. During a year that […]

The basics of Inheritance Tax and why it’s being reviewed

On September 19, 2019

Inheritance Tax (IHT) is one of the most unpopular types of tax in the UK and often referred to as a ‘death tax’. With the Office of Tax Simplification (OTS) reviewing it and recommending changes, it’s the perfect opportunity to look at why and what the current rules mean for you. IHT is paid on […]

Are you at risk of outliving your pension?

On September 19, 2019

We spend much of our working lives contributing to a pension to create an income that affords a comfortable retirement with a few luxuries. But a survey suggests that many saving into a pension are worried about running out. A poll conducted by FT Adviser asked financial advisers what their clients planning for retirement two […]